Loan Wize - Professional Lending Solutions
  • Email
  • Facebook
  • Google+
  • Linkedin
  • Twitter
  • YouTube

1300 LOAN WIZE
07 5443 6522

  • Home
  • Car Loans
    • Fast Car Loan
    • Tradie Car Loans
    • Truck Finance
    • Car Leasing
  • Business Loans
    • Commercial Loans
    • Overdraft (Lines of Credit)
    • Commercial Property Finance
    • Franchise Business Loans
    • Management Rights Finance
    • Debtor Invoice Finance
    • Self Managed Super Fund (SMSF) Loans
  • Home Loan
    • First Home Buyers
    • Mortgage Refinancing
    • Debt Consolidation Loans
    • Property Investors
  • Equipment Loans
    • Boat Loans
    • Jet Ski Loans Sunshine Coast
    • Caravan Finance
  • Blog
  • About Us
    • Our Team
    • Why Use Loan Wize Mortgage Broker?
    • Loan Wize Customer Charter
    • Testimonials
  • Contact
Search the site...
  • Home/
  • Debt Consolidation/
  • Five Reasons to call your Mortgage Broker this Month

Five Reasons to call your Mortgage Broker this Month

November 11, 2011 / jon / Debt Consolidation, Property

 You already know why it makes sense to use a mortgage broker, but you may not know that our service to you does not end once you get your loan. Occasionally it’s worthwhile having a financial check up to see if there is a cheaper or better way to manage and structure your finances. Let us do the ground work and research for you so that you can relax in the knowledge that your finances are under control and get on with your life with less worry.

Here are some reasons why you might like to call us this month!

1.Getting the “best deal”

Everyone advertises “the best deal”. But what they may omit to tell you about are the hidden costs, break out fees and other associated issues when changing lenders or loans. We have access to many lending institutions and will be able to guide you through your decision if you are thinking about your finance options right now. Don’t try to do it yourself. Ask us, your trusted finance consultant, to work through this with you.

2.Switching

You may not even need to change lenders to get better finance. Sometimes your current lender has brought out better products since you have taken out your loan. If they have introduced a better product they are not likely to let you know, well why would they? We, on the other hand, work for you – not the bank. So we will always make suggestions in your best interest, not theirs. It may be as simple as a product switch. We can help you with this. Call the office if you’re interested in us finding out for you.

3.Credit card / debt consolidation

This time of year usually starts us questioning how we can better manage our debt – especially credit card balances that creep up and never seem to get paid. Often consolidating loans can free up substantial cash. It is common for us to save our clients several hundreds of dollars each month just by consolidating a few credit cards and personal loans. Why not consolidate all of your debts into one loan? Call us to explore your options.

4.Top up that loan!

If you need extra cash, sometimes it’s as easy as taking some from the equity in your home. We get disappointed when we hear that our clients “just went to the bank” for that extra $25,000 when we could have helped them ourselves – and usually through more creative options. Once again, even small changes to your finance, like a “top up” or a small personal loan, can have severe consequences if all avenues are not explored and all changes discussed.

5.Invest

Property is a popular path to wealth. Australia currently faces a chronic housing shortage, which coupled with a rapidly expanding population has put upward pressure on rents. An investment plan is important to build wealth and secure your financial freedom. Call us for more information about your potential to invest. Get your loan pre-approved now before you go property shopping.

New regulation of the Australian mortgage broking industry has been designed to give consumers even more confidence in their brokers. You can now think of your broker as being even more of a professional in the same way you think of your accountant, financial planner or solicitor. Brokers build ongoing relationships with their clients and think of your best interests and not those of the bank.

The new responsible lending laws now make it a legal requirement for a mortgage broker or a lender, known as a credit provider, to suggest credit for a consumer that is ‘not unsuitable” based on their needs and their financial capacity.

We take our responsibilities seriously and would like to keep in touch with you at least annually for a review; but when lending criteria, finance options and personal circumstances change, it is wise to contact us more frequently to discuss your options in this ever changing market.

home loans

Comments are closed.

About Loan Wize

  • Our Team
  • Why Use Loan Wize Mortgage Broker?
  • Loan Wize Customer Charter

Professional Lending Solutions

  • Apply Now
  • Fact Sheets
  • Testimonials
  • Resources
Loan Wize
Reviewed from Google

5 out of 5 stars

Andrew Keeffe
Andrew Keeffe

5 out of 5 stars

posted 3 weeks ago

The staff we're amazing to deal with and help through the whole process. Got me an amazing deal and got my finance super quickly.

Darin Draper
Darin Draper

5 out of 5 stars

posted 2 months ago

Big thank you to John and Tammy for sharing your time, knowledge and experience today. It's easy to see why your client's love you!

Amber Holmes
Amber Holmes

5 out of 5 stars

posted 3 months ago

Love the team at loanwize very professional and would recommend them to everyone. They have done great job get My husband and I a loan for our camper van .They also helped refinance my home loan and investment loans. Thank you

Read All 67 Reviews
(c) 2017 Loan Wize - Mortgage Brokers Sunshine Coast
Australian Credit Licence No: 364632
EDR: COSL Member M0004242
  • Terms of Service
  • Privacy Policy
  • Glossary
  • Complaints Handling
  • Our Recommended Partners
  • Contact Us